7 April 2026
Guarantor for UK Tenancy: What International Students Need to Know
What is a guarantor? Do you need one? What are the alternatives? A complete guide for international students renting in the UK without a UK-based guarantor.
What is a guarantor?
A guarantor is a person who agrees to pay your rent and cover any damages if you fail to do so. Most UK landlords require a guarantor who is a UK resident and homeowner with a good credit history. For international students, finding a UK-based guarantor can be very difficult.
Why landlords ask for guarantors
Landlords see international students as higher risk tenants because they have no UK credit history, no UK employment, and may leave the country at the end of their course. A guarantor reduces this risk by providing a UK-based person who can be pursued through UK courts if the tenancy agreement is breached.
Guarantor services as an alternative
Several companies offer guarantor services for international students who cannot provide a personal guarantor. These include Housing Hand, The Guarantors, and UK Guarantor. These services typically charge a fee of 5 to 8 percent of the annual rent. Many major student accommodation providers and letting agents accept these services.
Paying more rent upfront
Some landlords will waive the guarantor requirement if you pay more rent upfront โ typically 3 to 6 months in advance. This is legal as long as the landlord agrees and it is written in the contract. Be aware that any advance rent above one month is not protected like a deposit.
University accommodation guarantee schemes
Many UK universities offer accommodation guarantee schemes for their international students, particularly in the first year. The university acts as guarantor. Check with your university's accommodation office before signing a private rental contract.
What to check in a guarantor agreement
If you do have a guarantor, make sure the guarantor agreement is reasonable. It should only cover the period of your tenancy, not extend beyond it. The guarantor should only be liable for your specific obligations, not other tenants in the property. Use RentalSafe UK to review the full contract before your guarantor signs.
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